"It's not just the interest on your loan," you remember him saying. "It's maintaining the cryo tube, storing it, powering it, insuring it... Shit, even paying for me to come out here and give you this little reminder goes on the bill."
You waited for him to get to the point.
"Five million credits. An even five mil. 5000k. I'm rounding down here. I'm on your side. You come find us on Autark; you pay off your balance; you get your twin back."
Niv holstered his blaster and left then. When he was through the airlock, his goons left too.